I travel for my job. I live in lots of different countries. I have banked in many of them– all in fact, except Chile who would not give me a bank account! But, I still bank in the US. My salary is generally deposited here. My savings (if I had them) would be kept here. My loans are collected here. You get my point.
I have several credit cards– doesn’t every American? But I have one in particular that I use when overseas. It is the only card I have which doesn’t charge me a transaction fee for doing things in foreign currency. These fees can be huge and even when they are not– they add up.
So, I called that credit card to tell them I was moving overseas. The conversation was frustrating to say the least. Here is what went wrong:
- The nice young woman told me that she could only put a travel announcement on for 2 months. After 6o days I would need to call in and make another one.
- She informed me that it would be no problem for me to call in every 2 months for 2 years because I could do so collect. (Is my time not worth anything?)
- She told me that I needed to talk to her boss because there was a problem.
- Talked to young man (her boss) and went through steps 1 through 3 again. Only, at 3, I was told I needed to talk to the fraud department because I had had too many overseas moves. – Did I mention I work in International Development. The “international” part explains the moving.
- I spoke to a young man, from Turkey, in the fraud department. He was the first person who knew where Kazakhstan was. He asked how my parent’s felt about it (They are used to the idea by now and excited, I think). He promises I won’t have to call in every 60 days.
Over two hours later, I have one credit card down. Yikes! I know how my time will be spent the week after the Russian test (calling all th other cards).